Hurricane Shutters: A Guide to Types, Installation, and Benefits

The Ultimate Guide to Hurricane Shutters: Types, Costs, Installation & FAQs

Hurricane shutters are one of the most effective ways to protect your home during hurricanes, tropical storms, and severe weather. For Florida homeowners, especially along the coast, properly installed hurricane shutters are not just an upgrade — they’re a critical safety feature.

What Are Hurricane Shutters?

Hurricane shutters are impact-resistant coverings installed over windows, doors, and openings to protect a home from high winds, flying debris, and pressure changes during storms. By preventing window failure, hurricane shutters help maintain your home’s structural integrity and reduce water intrusion.

Types of Hurricane Shutters (Pros, Cons & Best Uses)

1. Accordion Hurricane Shutters

Best for: Full-home protection & ease of use

Accordion shutters are permanently mounted beside windows or doors and unfold horizontally when needed.

Advantages:

  • Fast deployment
  • Excellent wind and debris protection
  • Long lifespan
  • Ideal for large openings and sliding doors

Considerations:

  • Visible when not in use
  • Higher upfront cost than panels

2. Colonial Hurricane Shutters

Best for: Traditional homes & curb appeal

Colonial shutters are hinged on the sides and swing closed over windows.

Advantages:

  • Decorative and functional
  • Strong protection when properly rated
  • Adds architectural value

Considerations:

  • Must be manually secured
  • Not ideal for very large openings

3. Bahama Hurricane Shutters

Best for: Sun protection, airflow & coastal aesthetics

Mounted above windows and propped open at an angle, Bahama shutters offer storm protection and daily shade.

Advantages:

  • Reduces heat and UV exposure
  • Provides privacy
  • Excellent coastal style

Considerations:

  • Higher cost
  • Requires proper anchoring for code compliance

4. Roll-Down (No-Panel) Hurricane Shutters

Best for: Maximum convenience & modern homes

Roll-down shutters retract into a housing box and deploy manually or via motor.

Advantages:

  • Fastest storm preparation
  • Clean appearance
  • Excellent security and insulation

Considerations:

  • Highest upfront cost
  • Requires professional installation

5. Clear Panel Hurricane Shutters

Best for: Light visibility during storms

Made from impact-resistant polycarbonate, clear panels protect while allowing daylight in.

Advantages:

  • Natural light during outages
  • Lightweight and strong
  • Cost-effective alternative

Considerations:

  • Requires storage
  • Manual installation before storms

How Are Hurricane Shutters Installed?

While installation varies by shutter type, most hurricane shutter installations follow these steps:

  1. Home Evaluation: Identify all vulnerable openings
  2. Product Selection: Choose shutters based on budget, appearance, and usage
  3. Precise Measurements: Custom-fit for code compliance
  4. Permitting & Code Review: Meet Florida Building Code and local wind-load requirements
  5. Professional Installation: Anchored directly into structural framing
  6. Final Testing: Ensure smooth operation and secure locking

Pro Tip: Improperly installed hurricane shutters can fail during a storm — professional installation is strongly recommended.

Benefits of Hurricane Shutters

  • Protects Against Wind & Debris
  • Reduces Risk of Structural Failure
  • Improves Family Safety
  • May Lower Home Insurance Premiums
  • Increases Home Value
  • Enhances Energy Efficiency
  • Provides Peace of Mind During Hurricane Season

Frequently Asked Questions About Hurricane Shutters

Are hurricane shutters worth it in Florida?

Yes. Hurricane shutters significantly reduce the risk of window failure, water damage, and structural loss, and may qualify homeowners for insurance discounts.

What is the strongest type of hurricane shutter?

Roll-down and accordion hurricane shutters are among the strongest options when professionally installed and rated for Florida wind zones.

Do hurricane shutters stop windows from breaking?

Yes. Impact-rated hurricane shutters are designed to absorb debris impact and prevent glass breakage, even during extreme wind conditions.

Can hurricane shutters be left up year-round?

Some types, like accordion, Bahama, and roll-down shutters, are permanently installed and designed for long-term use.

Are hurricane shutters required by Florida law?

Not statewide, but many coastal areas require wind mitigation features for new construction or renovations to meet building codes.

Do hurricane shutters increase home value?

Yes. Homes with hurricane protection are often more attractive to buyers and insurers in storm-prone regions.

Why Choose Professional Hurricane Shutter Installation?

Choosing a licensed, experienced contractor ensures:

  • Code-compliant installation
  • Proper wind-load engineering
  • Manufacturer warranty protection
  • Long-term performance and safety

At Lafferty Aluminum & Screening, we specialize in custom hurricane shutter solutions designed for Florida homes, with a focus on safety, durability, and appearance.

Schedule a Hurricane Shutter Consultation

If you’re considering hurricane shutters for your home, now is the time to prepare — not when a storm is approaching.

Contact Lafferty Aluminum & Screening today to schedule a professional evaluation and protect your home before hurricane season.

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